A discounted rate mortgage guarantees that you will pay a set amount below a lender's standard variable rate for a specified period of time. Whilst the standard variable rate goes up and down, the discount will remain fixed.

Discount mortgage are very popular, in fact, 60% of new mortgage or remortgages taken out in 2000 were discount mortgages, and almost every provider offers a discount deal. It's perhaps not surprising, when you consider that there are millions of people paying over 7% for their mortgages, it's not surprising that when offered a pay rate of under 4% people will take a discounted mortgage.

What can we do for you?

• Provide mortgage advice: we can provide you advice and information to decide the best mortgage which saves you money and offers great advantages such as flexibility in your repayment, cash back or an excellent discount.
   
• Arrange your mortgage: on your instruction we can arrange your mortgage, dealing with all the paperwork and correspondence required to set it up. While saving money on your new mortgage you also won't have to worry about administrative work.
   
• Provide you with mortgage quotations: if you want to know the exact cost and savings of a new mortgage, we can provide you with quotes from mortgage lenders in the market.

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  All loans subject to status. The actual rate available will depend on your circumstances. Ask for a personalised Illustration
  Your home may be repossessed if you do not keep up repayments on a mortgage or other loan secured on it.
  Please think Carefully before securing other debts against your home

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