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Bad Credit - Loan - Loans, Mortgages, Remortgages

- Bad Credit Loans, Mortgages and Re-Mortgages -

 

Bad Credit Rating?

 

Poor Credit History?

 

No problem!

Bad Credit Loan can help you manage your debts and reduce your monthly outgoings by consolidating your debts into one affordable monthly repayment. 

We can also offer you a wide variety of loans and remortgages for those with any of the following :

  • Credit Card Debt
  • Unsecured Loan
  • Arrears
  • Mortgage Defaults
  • Defaults
  • Mortgage Arrears
  • CCJs
  • Bad Credit Loan
  • Missed Payments

Please click on a link on the right hand side to choose the circumstance that suits you.

These are FREE quotations and there is NO obligation to purchase.

 

Reduce your monthly bills with a simple loan or re-mortgage.

 

If you are paying more out per month than you are earning, it may be time to think about applying for a debt consolidation loan or re-mortgage.  Bad Credit Loan can help you with all your loan and remortgage enquiries. 

 

Whether you have arrears, defaults, CCJs or late payments, we can help you find the correct product for you.  Professional Credit Advisers will assess your details carefully and find the best deal to suit your circumstances, then telephone the quotation through to you, letting you know what options are open to you.  We want to help you find the best finance for you.

 

We have loan plans for applicants who have CCJ's and mortgage arrears, it doesn't matter how many months arrears you have or how many CCJ's you have registered against you, if you have the equity in your property to suit our requirements the chances are we will have a loan plan that we can tailor to suit your needs.

 

No proof of income?

 

Not a problem.  Bad credit loans and re-mortgages can also be taken out on a self-certified basis.  Ensuring that you can pay the monthly repayment there is no limit to what you can borrow. 

 

Frequently Asked Questions

 

 - How much can I borrow?

There is no limit as to the amount you can borrow, but you must be able to pay the monthly repayments.  Never over estimate the amount you can repay.

 

- What if I become ill or am unable to work?

We can arrange optional sickness, accident and repayment insurance should you feel the need.

 

 - Are your loans only available for homeowners?

No.  We can offer you both a range of secured and unsecured loans depending on your circumstances.  Please click a link to the right to reflect your choice.

 

Debt Consolidation Loans

 


Bad Credit Loan

 

 

Non Home Owners


Glossary

- Unsecured Loan

A loan that is low risk as it does not use your home as collateral.  Generally unsecured loans tend to have a higher interest rate due to the risk involved to the lender.

 

- Secured Loan

A loan that is taken out with your home used as collateral against it.  Failure to make repayments may result in using your home to make the repayment.

 

- Debt Consolidation Loan

A loan taken out to allow you to be able to pay off all existing creditors, giving you the ability to repay back one monthly affordable loan.

 

- CCJS

If payments on a financial agreement are not made, a magistrate may issue a county court judgement (CCJ) in the name of the individual.

- Arrears

Monies that are owed but should have been paid.

 

- Defaults

Failure to pay a debt that legally you have to do.

 

 

 

 

Website Belonging to Select Mortgages & loans.

 The actual rate available will depend on your circumstances. Ask for a personalised Illustration
Your home may be repossessed if you do not keep up repayments on a mortgage or other loan secured on it.
Please think Carefully before securing other debts against your home

Adverse Enquiries will be passed to Chase Blue Loans who may charge a fee

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